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Cycle To Work Scheme

Cycle To Work

Get a new bike and save cash

If you cycle to work, you can save up to 42% on a new bike and safety equipment thanks to a government backed scheme that makes a new commuter bike much more affordable.


Your employer buys the bike and equipment, then leases it to you through an interest-free salary sacrifice scheme. In short, this means you'll pay less for your bike and will be able to pay in instalments. The Cycle to Work Scheme is a salary sacrifice. This means the cost of a new bike and equipment is deducted from your salary as a non-cash benefit, so you save on tax and national insurance.

Tredz accepts cycle to work vouchers from all these providers.


4 Simple steps


Shop Finance

Select your products

Select the products you would like or choose your certificate amount

Apply for finance

Email your quote

Email your quote to us directly or print if you prefer

Finance decision in minutes

Get your certificate

Once received send it to us or redeem online for Cyclesheme

We'll ship your items

Arrange delivery

One of our team will call to arrange delivery of your items


Will the bike be reserved for me straight away?

We are unable to reserve a bike until we have received your certificate. As soon as we have your certificate we can arrange delivery.

Can I add money for a more expensive bike?

That depends on the provider. With Cyclescheme you can top up the difference between the price of the bike and the maximum allowed through the Cycle to Work scheme. Unfortunately you can't top up with the other providers.


Redeeming Cyclescheme Certificates

Cyclescheme certificates can be redeemed with Tredz through our online checkout, speeding up the entire ordering process which means you will receive your new bike, clothing and accessories even quicker.

How does it work?

The Cyclescheme redemption process fits seamlessly into our checkout saving you time and effort. Your order will be quickly processed online.

  • Have your Cyclescheme certificate to hand which contains your certificate number and redemption code.
  • Add the eligible items to your basket that you wish to purchase through the scheme.
  • In your basket, enter your certificate number and click apply. You will see the value of your certificate removed from your order total.
  • Continue through the checkout process as normal, choosing a delivery address that suits you.
  • At the last stage of the checkout, simply enter your redemption code to fulfil your Cycle Scheme payment.
  • Complete your purchase and we will arrange delivery.

Can I place an order that exceeds my certificate value?

Yes you can, with with Cyclescheme certificates, if the order total is greater than the certificate value, then the remaining balance can be paid for by Card, PayPal or with gift vouchers. 

Any associated delivery costs are not covered by the Cyclescheme certificate and will need to be paid for separately. 

Can I add Items not eligible for the cycle to work scheme?

Yes, orders containing any items not included in the cycle to work scheme can be paid for separately by Card, PayPal or with gift vouchers through the checkout process. 

Only products with the   icon are eligible under the scheme. View our range of eligible products here.


City cyclist

C2W hybrid example

If your commute is a few miles across town, a practical hybrid is ideal for a hassle-free journey. It's the number-one choice for a reliable everyday bike.

Add a stylish helmet, USB rechargeable lights and a secure D lock and you're ready to roll. All for less than £30 a month if you're a basic rate taxpayer. That's a saving of 32%.

  • Total cost of bike and accessories £513.97
  • Income tax saved £152.79
  • National insurance saved £91.58
  • Final cost of bike and accessories £519.50
  • Cost to you each month £29.13

Countryside commuter

C2W MTB example

Got a rough ride to work? If you take the road less travelled to the office, a durable mountain bike will get you there.

Add a helmet, high-vis jacket and ultra-bright lights, all for a little over £50 a month if you're a basic rate taxpayer. That's a saving of £32%.

  • Total cost of bike and accessories £990.43
  • Income tax saved £198.09
  • National insurance saved £118.85
  • Final cost of bike and accessories £673.49
  • Cost to you each month £56.12


Cycle to work calculator

£
£
£
£
Cost You pay
Bike £750.00 £510.00
Helmet £50.00 £34.00
Accessories £100.00 £68.00
Normal Cost Cycle to Work Saving
Monthly £75.00 £51.00 £24.00
Weekly £17.31 £11.77 £5.54
Fortnightly £34.62 £23.54 £11.08
Four Weekly £69.23 £47.08 £22.15
Total £900.00 £612.00 32%

Using the scheme

Am I eligible?

To benefit from the Cycle to Work scheme's tax and national insurance savings, you must:

  • Be an employee, not self-employed.
  • Receive your salary by PAYE.
  • Earn more than the national minimum wage after the salary sacrifice.
  • Your company needs to be registered to a Cycle to Work scheme.

Eligible Items

Cycle to Work covers the following bikes and safety equipment:

  • Bikes (including Tricycles & E-bikes)
  • Cycle helmets (conform to EU standard EN 1078)
  • Bells & bulb horns
  • Lights, including dynamo packs, White front reflectors & spoke reflectors
  • Mirrors & mudguards
  • Reflective clothing, Cycle clips & dress guards
  • Panniers, luggage carriers and straps
  • Child safety seats
  • Locks & chains
  • Pumps, puncture repair kits, cycle tool kits & tyre sealant

Frequently asked questions

All you need to know

Which Cycle to Work vouchers does Tredz accept?
How much can I spend?

For most people, the maximum is £1,000 including VAT. However, with Cyclescheme, if you want a more expensive bike, you can top up your contributions to cover the difference. Unfortunately you can't top up beyond the maximum with other Cycle to Work providers.

What can I buy?
Can I only use it to cycle to work?
Who owns the bike?
So what happens at the end of the hire agreement?
How much will I actually save?
Can I use my voucher to buy discounted bikes and accessories?
My employer hasn't set up a Cycle to Work Scheme
What is Cyclescheme
Where is my Cyclescheme certificate number and redemption code?
How can i get a cycle to work quote?