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General Security For Insurance

Locking your bike up in a safe place is essential to the safety of your bike. Whether that means keeping your bike safely in your home or locked to an immovable object at the bus station, there are always good practices and measures to take to ensure the safety of your favourite transport machine.

Tredz have teamed up with Cycleplan to provide you with a fantastic insurance policy. To take full advantage of it, and make sure you can claim for your beloved bike should the unspeakable happen, a comprehensive guide of locks and general security requirements are outlined below.

Approved Bike Locks

Bike locks can come in a wide variety of shapes and sizes, but only some of those are approved for insurance use. This means that you must ensure the lock you use is proven strong enough to lock up your bike, should you want to claim insurance in case your bicycle is stolen.

Sold Secure is a company that rates locks on their strength, and is the standard which is used by insurance companies to determine which locks are suitable for use. Thatcham, on the other hand, rates locks for cars and other vehicles, and would come into play when you are looking to lock your bike in your car or van. We have outlined the different ratings of Sold Secure locks for your ease.

Approved Bike Locks
Sold Secure Bronze

Bronze

Bicycles under the value of £500

Bronze rated bike locks are suitable for locking bikes for under the value of £500. They are usually lighter weight than higher security locks and so easier to carry around. This makes them more susceptible to theft, however.

Sold Secure Silver

Silver

Bicycles under the value of £1000

Silver rated bike locks are suitable for locking bikes for under the value of £1000. They offer a greater level of security to Bronze rated locks, while adding a little bit of weight, or coming at a greater price point.

Sold Secure Gold

Gold

Bicycles valued at £1000 and above

The highest rated bicycle shocks are Gold rated and are suitable for locking bikes with the value of £1000 and above. These locks can be fairly heavy, but are robust and provide the greatest security for your precious bike.

How and where to keep your bike

To make sure your bike is kept safely and is covered by insurance should the worst happen, we have outlined the details below that give a great guideline for the safekeeping of your bike, and are required by Cycleplan in their policy.

Storing your bike at home

At home in a private house

  1. Bikes must not be left outside.
  2. Bikes has to be kept inside. This can include the house, a wooden shed, a garage, and a steel bike container.
  3. You don’t need to use a chain or lock when the bike is inside. All windows and doors must be closed and locked, though, so that potential thieves would have to use force to enter your home.
  4. If the bike is inside a shed, container or garage, there are two options to secure it:
    1. Lock the bike within the garage, shed or container, to an immovable object such as a ground anchor or similar. The lock must meet certain security requirements.
    2. Use a 5-pin padlock or 5-lever mortice dead lock on the door of the garage, shed or container.
  5. All doors and windows of the garage, container or shed need to be locked, preventing potential thieves from getting in without using force to break in.

At home in a flat
At home in a shared house
Storage at home

Storing your bike when at work

When at work

  1. Bikes should not be left for more than 24 hours
  2. Bikes must always be locked to immovable objects, and locks should meet the security requirements.
  3. Locks must be attached to the bike through the frame and any quick release wheels. Securing the bike through the quick release wheel alone will most likely leave you with only a wheel when you return to the bike.
  4. If you’re locking the bike in a shed or container, then make sure the lock meets the security requirements and is secured to an immovable object.

Storage at work

Storing your bike when out

When out

  1. Bikes should not be left anywhere for more than 12 hours, except for train and bus stations.
  2. Do not leave your bike for more than 24 hours if it is at a train or bus station.
  3. Bikes should always be locked to immovable objects and with locks that meet the security requirements
  4. Locks must be attached to the bike through the frame and any quick release wheels. Securing the bike through the quick release wheel alone will most likely leave you with only a wheel when you return to the bike.

Storage when out

Storing your bike in a vehicle

Leaving your bike in a car

  1. All windows, doors and the roof of convertible cars should be closed and locked, preventing potential thieves from getting in without using force to break in. If you have any additional security such as an alarm or immobilisers should be activated, helping to secure the vehicle.
  2. Bikes can be secured on a bike/roof rack, but must be locked with a lock that meets security requirements.
  3. Bikes can be kept inside of cars, but must remain out of sight, for example in the boot. Hiding the bike with a blanket or similar in the back seat is not sufficient.
  4. When keeping the bike inside a car overnight, the car requires at least one of the following:
    1. Thatcham category 1 alarm and immobiliser
    2. Thatcham category 2 immobiliser
    3. Thatcham category 3 steering lock

Leaving your bike in a van
Vehicle storage

Storing your bike when on holiday

When on holiday

  1. If you are leaving the bike in a vehicle you must follow the rules above for “storing your bike in a vehicle”. You should follow the rules stated above for “storing your bike in a vehicle” if you will be leaving bikes in your car or van.
  2. If you’re staying at a hotel or B&B, follow the rules above for “Storing your bike whilst out” or “Storing your bike in a vehicle”, depending on where you are keeping your bike.
  3. If you are in your own private holiday home, caravan, or chalet, you must follow the rules for “Storing your bike at home when you live in a private house” or “Storing your bike in a vehicle” depending on where the bike is being kept.
  4. Follow the rules for “Storing your bike whilst out” when you are out and about on holiday.

Storage when on holiday