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Cycle To Work Scheme

Save Up To 42% Off the Price of a New Bike, Clothing, and/or Cycling Equipment

The Cycle to Work Scheme is a UK government supported tax initiative that promotes sustainable transport by making bikes and cycling gear more affordable to PAYE Employees through a salary sacrifice scheme. The scheme encourages participants health and enables cycling for fitness and fun, as well as reducing the cost of cycling equipment.

Why Choose Tredz for Cycle to Work?

Free online Bike Specialist support

Online Bike Experts 7 days a week

Easy to buy and redeem voucher online

Easy to buy and redeem letter of collection online

UK's widest range of Bikes & E-bikes

UK's widest range of Bikes, E-bikes, and cycling gear

Sale & offer Bikes included

Sale & offer Bikes included

Wide choice of Scheme Providers

Wide choice of Scheme Providers

Free UK home delivery

Free UK home delivery*

Bikes built by Cytech qualified mechanics

Bikes built by Cytech qualified mechanics

365 day returns policy

365 day returns policy

Free 14 day insurance on bikes

Free 14 day insurance on bikes

Free 14 day insurance on bikes

1-2 Days Despatch

Free 14 day insurance on bikes

One-Stop-Shop

Tredz Trustpilot excellent



4.6 out of 5 Trust Pilot rating

4.6 out of 5 Trust Pilot rating

Tredz Trustpilot excellent

Cycle To Work - Key Benefits

Affordable Ownership:

Cycle to Work is salary sacrifice scheme that enables employees to get a bike and/or cycling equipment at a reduced cost. Through this arrangement, the bike and equipment are owned by the company till the end of the term, leasing it to the employee for commuting and recreational purposes. The lease lasts for a set period after which ownership can be transferred, or the lease extended at no extra cost to the employee. Click here for end of lease options.

Tax Savings:

The key benefit for the employee is in the tax savings. The salary sacrificed towards the cost of the bike and equipment is taken from the employee's gross salary before Income Tax and National Insurance contributions. Consequently, this leads to reduced Income Tax and National Insurance payments, potentially saving the employee 28%, 42% or 47% on the overall cost of the bike and/or equipment depending on Income Tax band.

Pay in Instalments

Another advantage for the employee is the convenience of making monthly repayments throughout the typical agreement period of 12, 18 or 24 months, depending on the scheme and the employer. This approach spreads the expense of the bike and/or equipment, significantly enhancing the affordability of cycling. By breaking down the cost over time, cycling becomes a manageable and accessible option.

Health and Well-being:

The advantages of cycling for health and overall well-being are extensive. Individuals who incorporate cycling into their routine experience improved fitness and better health. Moreover, those who cycle to work often exhibit higher levels of productivity and contentment, knowing they are actively contributing to a cleaner, more sustainable environment. Participants in the Scheme also enjoy the added benefit of using their bikes and cycling equipment during leisure time, further enhancing these positive outcomes.

Wide Choice of Bikes, Clothing & Equipment:

Tredz are registered with all of the top Cycle to Work schemes, providing an extensive array of bicycles and cycling equipment. Our team of expert advisors are dedicated to assisting you in navigating the scheme and selecting the ideal bike and gear to suit your needs.

The Cycle to Work scheme has effectively promoted cycling as a greener and healthier commuting option, while offering financial benefits to employees. It stands as a win-win initiative, benefiting both individuals seeking cost-effective transport options and the environment through reduced pollution and carbon emissions.

Cycle to work Schemes we support at Tredz

What are my predicted savings?

You can save between 28% and 47% on a new bike with the cycle to work scheme.
Find out exactly how much you will save by using our cycle to work calculator.

Cycle to work calculator

£
£
£
£
Cost You pay
Bike £2000.00 £1360.00
Helmet £50.00 £34.00
Accessories £100.00 £68.00

Recalculate

Normal Cost Cycle to Work Saving
Monthly £179.17 £121.83 £57.33
Weekly £41.35 £28.12 £13.23
Fortnightly £82.69 £56.23 £26.46
Four Weekly £165.38 £112.46 £52.92
Total £2150.00 £1462.00 32.00%

Recalculate

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© Performance Cycling Limited 2024. Tredz is a trading name of Performance Cycling Limited. All Rights Reserved Company No. 03398601 | VAT No: 797 0776 69

† IMPORTANT INFORMATION: Performance Cycling Limited FRN: 720557 trading as Tredz & Tredz Bikes are Authorised and Regulated by the Financial Conduct Authority. We are a credit broker, not a lender – credit is subject to status and affordability, and is provided by a panel of lenders of whom we have a commercial relationship. Terms & Conditions Apply. Performance Cycling Limited trading as Tredz is registered in England and Wales 03398601. Registered office: Icknield Street Drive, Washford West, Redditch, Worcestershire, England, B98 0DE. Performance Cycling Limited trading as Tredz is authorised and regulated by the Financial Conduct Authority. Our registration number is 720557. Credit provided subject to age and status.

Finance is subject to application, financial circumstances and borrowing history. Performance Cycling Limited FRN: 720557 trading as Tredz are authorised and regulated by the Financial Conduct Authority. We are a credit broker not a lender – credit is subject to status and affordability and is provided by Mitsubishi HC Capital UK PLC. Terms & Conditions Apply.

† Novuna Representative Example: If total purchase price is £4,255.52 and your selected term is 36 months 14.9% APR Representative, Annual Interest Rate 14.9% p.a. Fixed with £0 deposit you would pay £145.38 per month. Total amount payable will be £5.233.68 with a cost of credit of £978.16.

† Novuna Buy Now Pay Later Example: If total purchase price is £4,255.52, payment holiday of 12 months and 24 monthly payments at 9.9% APR Representative, Annual Interest Rate 9.9% p.a. Fixed with £0 deposit you would pay £213.02 per month. Amount of Credit £4255.52, Total amount payable will be £5,112.48 with a cost of credit of £856.96. If the loan amount is voluntarily paid in full before the deferral period ends, interest will be waived but an early settlement fee up to £29 will apply.

PayPal Credit is subject to status. Terms and Conditions apply. Performance Cycling Limited acts as a broker and offers credit from PayPal Credit. PayPal Credit is a trading name of PayPal UK Ltd Registered Office: Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH. † Full Representative Example: Representative 23.9% APR (variable), Purchase interest rate 23.9% p.a. (variable), Assumed credit limit £1,200.00.

PayPal Credit and PayPal Pay in 3 are trading names of PayPal UK Ltd Registered Office: Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH. PayPal Credit: Terms and conditions apply. Credit subject to status, UK residents only, Performance Cycling Limited acts as a broker and offers finance from a restricted range of finance providers. PayPal Pay in 3: PayPal Pay in 3 is not regulated by the Financial Conduct Authority. Pay in 3 eligibility is subject to status and approval. 18+. UK residents only. Pay in 3 is a form of credit, may not be suitable for everyone. Use may affect your credit score or make credit less accessible or more expensive for you. Consider if affordable for you. See product terms for more details.

Learn more about Pay in 3.

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